Michigan Association of Counties

Accident and critical illness plans


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accident plan

advantages to mAC Members

  • Access to large group benefits regardless of county size.
  • Up to $4,000 benefit for broken bones for your entire family.
  • Your employee's premiums will not increase as long as premiums are paid.
  • Includes a benefit for Out-Patient Visits (including annual physicals, doctor visits, dental exams, optometrist visits, and chiropractic visits).  Up to $400 per year in benefit.
  • Pays for X-Rays, ER Visits, Hospital Confinement, Ambulance rides, and more (resulting for an accident).
  • Enhanced Benefits include Lacerations, Burns, CT Scans, MRIs, Paralysis, and more.  (see coverage summary for details).
  • Accidental Death & Dismemberment Benefit included.

critical illness

advantages to mac members

  • Guaranteed issue.
  • No pre-existing condition limits.
  • $50 Wellness Visit Benefit.
  • $10,000 or $20,000 Lump-Sum Benefit Choice
  • Coverage for Heart Attack, Stroke, Cancer, and more. (see coverage summary for details.
  • 2nd-Event: pays a benefit when diagnosed for the second time with a previously paid initial critical illness.
  • 2nd-Evaluation: pays a benefit for a second consultation by a physician if surgery or treatment is recommended for a covered critical illness.
  • Additional Supplemental Critical Illness II covers Advanced Alzheimers, Parkinsons, Brain Tumor, Coma, Blindness, Loss of Hearing, and Paralysis.

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