Meet our Underwriting Team:
As an Underwriter, Cherie quotes and creates proposals for her groups with her goal being to help the producer find the best possible benefit packages for the most affordable premiums. She has spent nearly 18 years working in the health insurance industry with career aspirations to become an underwriter and she truly loves her position at 44North. She is a licensed health insurance agent in the State of Michigan.
Cherie loves to smile and be nice which is a habit. At the end of her day, she will gladly pass by the housework to spend time playing with her kids or dogs as that is when she is happiest. She lives outside of Ishpeming, Michigan in the Upper Peninsula with her husband, Brian, two children: Bode and Ani, dogs: Gunner Pickle Johnson and J.R. Gravy Train Johnson, and her cat: Volcanic Conception.
Joanna works in our Underwriting department helping our clients and prospects with current benefits analysis, quoting, and alternative funding options to provide the best coverage possible while providing savings to the clients and prospects. She has eight years’ experience with the company.
Joanna lives in Lake City, MI with her husband and son. They enjoy traveling as a family.
Jennifer serves as the Underwriting Team Lead for 44North focusing on both the development & management of the Underwriting team, as well sales & retention. Working closely with her team, she is responsible for analyzing and developing cost effective strategies for clients and prospects. An important focus of Jennifer's role in Underwriting is identifying ways to keep up with and adapt to the everchanging rules and regulations in today's benefits market. As a licensed life and health agent, she has enjoyed working with the team members of 44North in various capacities for 16 years, spending the past 8 years in Underwriting.
Jennifer, her husband and three kids, live in Cadillac, Michigan, where they love spending time in their garden, hunting and camping throughout northern Michigan. In the winter months, she enjoys snowshoeing, cooking and getting lost in a good book. If given the opportunity, Jennifer's dream vacation would be to travel throughout Europe; visiting the sites and landmarks she's read about while pursuing her favorite pastime- perusing historical fiction.
Lori works in our underwriting department serving as point person for our producers and customer service representatives. She started as a claims analyst and has changed her direction into the underwriting position, and truly enjoys her job and working with the people around her. As an underwriter she creates health insurance quotes to help our clients receive the best options for their health care plans. Her drive for helping others is her number one priority.
Lori just moved to Beaver Island with her husband, Steve, and their son, Andy. They are trying to get back to nature as much as possible. They enjoy hunting, fishing, having bon fires, and hanging out at the beaches. During the summer you can find them at those beaches trying their luck with canoeing or kayaking. In the winter months, she wants to try out snowshoeing on all the trails on the Island. In the near future Lori wants to try her hand at gardening and raising chickens.
Nick serves as an Underwriter with 44North, working diligently to provide our clients and prospects with the most cost-effective benefit options possible. He works with our producers as well as the insurance carriers to provide benefit analysis and quoting for both our current and prospective clients. Nick is also licensed with the State of Michigan in Accident & Health and Life Insurance. He holds a Bachelor’s degree in Finance and Economics from Lake Superior State University.
Nick lives in Lake City, Michigan with his wife, Kasey, and son, Benjamin. He enjoys playing golf, camping, kayaking, and taking evening walks with his family. Nick is an avid sports fan and loves watching the Tigers, Red Wings, Packers, and MSU Spartans. Go Green! Although it’s hard to choose just one, Nick’s favorite movie is probably Goodfellas. Although he also can proudly rattle off any line from Will Ferrell’s movies as well.
As an Underwriter for 44North Scott works closely with his team focusing on sales and retention, including benefit and risk analysis, alternative funding options and plan marketing. Scott also uses his 15 years of underwriting experience to assist in the development of new products and solutions for our clients, including creative self-funding solutions and data analytics.
Scott lives in Rockford Michigan with his wife and three children. In the summer, they enjoy outdoor activities including swimming and boating as much as possible. In his free time, Scott enjoys golfing when the weather is nice, and a good movie when it’s not. He is also an avid Spartan fan and looks forward to the next big rivalry game.